FINANCIAL LEASING 
Tailored business solutions
Holistic and professional service for buyers and sellers of business capital goods
Financial leasing
  • Sale and Leaseback Option
  • Flexibility & convenience
Providing sound and flexible leasing options
We align our offerings to your business needs
Securities
Suitable for

Businesses, professionals and self-employed

For the acquisition of

Vehicles, Machinery, or Professional Equipment

Repayment
Sale and Leaseback Option

For the financing of professional/ business needs

Interest rate
Interest rate

Based on the risk profile of the transaction and offered collaterals

Bills
Repayment Schedule

Customized to the business’ cashflows

Financial Leasing Solutions
Unlock your financial potential with us and obtain financing for a wide range of goods
Sale and Leaseback Financing
Unlock the potential of your business by harnessing the value of your existing machinery and equipment through our leaseback solution

The actual terms and conditions of the loan may vary and are subject to the Bank’s approval and prevailing policies. We recommend contacting the bank directly for detailed information. 

FAQs
What are the financing terms?

  • Regarding financial leasing, financing is provided based on the respective agreement, through which the item is registered in the name of the client and the bank (co-ownership) until the financing amount is fully paid. Ownership of the item is entirely transferred to the client upon the completion of all initially agreed installments, as well as any expenses stipulated in the contract.
  • For sale and leaseback, financing is provided based on the respective agreement, through which the ownership of the item is entirely transferred by the client to Hellenic Bank until the financing amount is fully paid. Ownership of the item is entirely transferred to the client upon the completion of all initially agreed installments, as well as any expenses stipulated in the contract.

 

For which purposes can I request financing?

  • Through financial leasing, financing is provided for the acquisition of vehicles and professional equipment/ machinery.
  • Through sale and leaseback, financing is provided for any professional/ business need.

 

What is the interest rate?
The interest rate is determined based on criteria evaluated and applied by Hellenic Bank, and varies with each borrower’s risk profile, as well as the specific characteristics of the financing request (duration, repayment schedule, collateral package etc.). You can obtain the necessary information on our interest rates from relationship officers in our Branch network or our business centers.
What types of documents are required?

To evaluate your application and as per regulatory requirements, the below documents are required, among others:

  • Corporate documents and other KYC information
  • Audited and management financial statements for previous years and the current year
  • Copies of tax returns/declarations
  • Business plan with projected cash flows
  • Evidence of loan purpose
  • Title deeds for the mortgaged properties
The above list of required documents is indicative and may be supplemented with additional information requirements depending on each case. For more details, please contact your Relationship officer.
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