with or without an overdraft
in euro or foreign currency
If you require a chequebook and/ or an overdraft limit you should choose to open a current account, as these services are not available through the Basic account.
When opening an account, you can choose any type of debit card based on your needs
Alternatively, you may book an appointment at any Hellenic Bank branch.
To open a current account, you must submit the necessary documents for the confirmation of the below information:
-Professional activity details
For existing customers, an updated version of the above must be submitted
Additional details and information may be requested regarding
- The purpose and nature of your business relationship with the bank
- Information about your economic/ transaction profile
Within the context of the due diligence framework, the banks are obligated under the applicable regulatory legislation, to request the above data to be updated at regular intervals and keep the relevant copies
In addition to the account maintenance fees, you will be only charged for the use of services according to the Bank’s table of commissions and charges which can be found here.
You can choose to apply for an overdraft account with or without collaterals. It is noted that the debit interest of the overdraft account varies depending on the securities provided.
For the granting of an unsecured overdraft limit, the bank applies specific criteria based on the creditworthiness of the customer.
WARNING: You run the risk of losing your immovable property if you do not pay your loan which is secured by mortgage on your immovable property.
WARNING: Charges may apply if you repay your loan earlier.
WARNING: The instalment amount and the total cost of the loan may increase or decrease, depending on the fluctuation of the base rate.
The offered interest rate, the collateral and the terms of financing may differ based on criteria evaluated and applied by Hellenic Bank.
Hellenic Bank may, at its absolute discretion, reject any application in accordance with its lending policy and assessment criteria at any given time.
For more information, please contact any Hellenic Bank branch.
In case your overdraft is secured with mortgage or you are acting within your commercial, business or professional capacity, you have the right to withdraw from the loan agreement within five (5) business days from the date of execution of the overdraft agreement, by giving or sending relevant written notice to the Bank, unless any amount of such overdraft is used/disbursed before expiry of the abovementioned withdrawal period.