Exclusively for Housing Loan customers
Fixed interest rate
The maximum amount is €30.000, subject to criteria applied by Hellenic Bank based on its credit policy.
It is noted that, once you submit the necessary information and after evaluation by the bank, the amount that the bank considers that you can serve is determined, based on the cost of living, your income and expenses.
Financial leasing for home equipment requires the assignment of insurance to Hellenic Bank for the interior of your house during the financing period. Additionally, you can choose to link the financing with a residential property mortgage in order to benefit from a lower interest rate. It is noted that for the approval of applications without the registration of a mortgage, the bank applies internal criteria based on customer’s creditworthiness and according to its internal procedures. Hellenic Bank has the right to reject the application or request for additional securities.
The granting of the financing is subject to the Bank obtaining satisfactory guarantees/securities. Hellenic Bank reserves the right to request for additional collaterals/ securities according to its lending policy at the time.
- In case the financing is secured with mortgage, you have the right to withdraw within fourteen (14) calendar days from the signing date of the financial leasing agreement, by giving or sending relevant written notice to the Bank.
- In case the financing is not secured with mortgage, you do not have the right to withdraw after the signing date of the financial leasing agreement.