In the first nine months of 2022, we reported profit of €76,4 million, mainly reflecting higher income and loan impairment reversals, while our net interest income reached the €205,9 million. (…) Financing sectors such as health, education, energy, ICT, hospitality, transportation, and shipping remain a high priority to us, contributing to the competitiveness and productivity of the economy. During the first nine months of 2022, €0,8 billion of new loans were granted, up by 29% YoY. (…) Our 3-year transformation journey is on track to address structural challenges, unleash hidden potential and underpin the deployment of our strategy on sustainable profitability.