During the first six months of 2022, €556m of new loans with healthy risk-return profile were granted, recording an increase of 43% compared to new lending of €388m for the same period last year. We maintain a strong capital adequacy ratio of c.21,9%, (pro-forma) well above the regulatory requirements, and ample liquidity with a Liquidity Coverage Ratio of 473%.We are well positioned and committed to support our viable retail and business customers.