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    Visa Classic CreditEnjoy interest-free instalments in selected merchants

    • 12% Annual interest rate**
    • €10 Annual subscription
    • 15,76% APR*
    • €2,000 Assumed Credit Limit
    • €10 Annual subscription (supplementary card)
    • €0 Stamp Duty
    • 8% Minimum monthly installment
    • 2% on overdue amount Charges on arrears
    • 3,33% on amount (minimum charge €4.20) Withdrawals/ Transfers (€)
    • 3,33% on amount (minimum charge €4.20) Withdrawals/ Transfers (Swedish crowns)
    • 3,33% on amount (minimum charge €4.20) Withdrawals/ Transfers (other currency)
    • 2,90% on transaction amount Handling charges*** (except those in euro and Swedish crowns)
    • 2% on excess amount Charges on excess limit
    • €8,50 Re-issue card/ pin charges
    • €5 Re-issue e-PIN charges
    • €10 PayBand issuance charges
    • €5 PayBand card re-issue charges
    • €0 Card issuance charges
    • €0 Renew card charges
    • €2 each Administrative fees per letter on overdue installment (1st & 2nd letter)
    • €29 Administrative fees per letter on overdue installment (3rd letter)
    • €2 per each cheque returned unpaid Cheque handling charges
    • €3,40 Statement reprint charges
    • Free purchase protection insurance
    • Free SMS alert service

    Visa Gold CreditExperience the gold standard in banking

    • 12% Annual interest rate**
    • €45 Annual subscription
    • 15,17% APR*
    • €5,000 Assumed Credit Limit
    • €20 Annual subscription (supplementary card)
    • €0 Stamp Duty
    • 8% Minimum monthly installment
    • 2% on overdue amount Charges on arrears
    • 3,33% on amount (minimum charge €4.20) Withdrawals/ Transfers (€)
    • 3,33% on amount (minimum charge €4.20) Withdrawals/ Transfers (Swedish crowns)
    • 3,33% on amount (minimum charge €4.20) Withdrawals/ Transfers (other currency)
    • 2,90% on transaction amount Handling charges*** (except those in euro and Swedish crowns)
    • 2% on excess amount Charges on excess limit
    • €8.50 Re-issue card/ pin charges
    • €5 Re-issue e-PIN charges
    • €10 PayBand issuance charges
    • €5 PayBand card re-issue charges
    • €0 Card issuance charges
    • €0 Renew card charges
    • €2 each Administrative fees per letter on overdue installment (1st & 2nd letter)
    • €29 Administrative fees per letter on overdue installment (3rd letter)
    • €2 per each cheque returned unpaid Cheque handling charges
    • €3.40 Statement reprint charges
    • Free purchase protection insurance
    • Free roadside assistance
    • Free PayBand available

    Mastercard Explorer CreditExplore the world with confidence

    • 12% Annual interest rate**
    • €10 Annual subscription
    • 15,76% APR*
    • €2,000 Assumed Credit Limit
    • €10 Annual subscription (supplementary card)
    • €0 Stamp Duty
    • 5% Minimum monthly installment
    • 2% on overdue amount Charges on arrears
    • 3,33% on amount (minimum charge €4.20) Withdrawals/ Transfers (€)
    • 3,33% on amount (minimum charge €4.20) Withdrawals/ Transfers (Swedish crowns)
    • 3,33% on amount (minimum charge €4.20) Withdrawals/ Transfers (other currency)
    • 2,90% on transaction amount Handling charges*** (except those in euro and Swedish crowns)
    • 2% on excess amount Charges on excess limit
    • €8.50 Re-issue card/ pin charges
    • €5.00 Re-issue e-PIN charges
    • €0 Card issuance charges
    • €0 Renew card charges
    • €2 each Administrative fees per letter on overdue installment (1st & 2nd letter)
    • €29 Administrative fees per letter on overdue installment (3rd letter)
    • €2 per each cheque returned unpaid Cheque handling charges
    • €3.40 Statement reprint charges
    • Up to 50 days interest-free period
    • Incentive and reward schemes

    Mastercard Platinum CreditFree travel insurance and free priority pass to airport lounges

    • 12% Annual interest rate**
    • €90 Annual subscription
    • 14,15% variable APR*
    • €15,000 Assumed Credit Limit
    • €55 Annual subscription (supplementary card)
    • €19 Stamp Duty
    • 8% Minimum monthly installment
    • 2% on overdue amount Charges on arrears
    • 3,33% on amount (minimum charge €4.20) Withdrawals/ Transfers (€)
    • 3,33% on amount (minimum charge €4.20) Withdrawals/ Transfers (Swedish crowns)
    • 3,33% on amount (minimum charge €4.20) Withdrawals/ Transfers (other currency)
    • 2,90% on transaction amount Handling charges*** (except those in euro and Swedish crowns)
    • 2% on excess amount Charges on excess limit
    • €8.50 Re-issue card/ pin charges
    • €5 Re-issue e-PIN charges
    • €0 Card issuance charges
    • €0 Renew card charges
    • €2 each Administrative fees per letter on overdue installment (1st & 2nd letter)
    • €29 Administrative fees per letter on overdue installment (3rd letter)
    • €2 per each cheque returned unpaid Cheque handling charges
    • €3.40 Statement reprint charges
    • Free purchase protection insurance
    • Free mobile phone insurance
    • Free road assistance

    World Elite Mastercard CreditBecome an elite member of one of the most comprehensive benefit programs in the world

    • 10,5% Annual interest rate**
    • €170 Annual subscription
    • 12.61% APR*
    • €25,000 Assumed Credit Limit
    • €100 Annual subscription (supplementary card)
    • €34 Stamp Duty
    • 8% Minimum monthly installment
    • 2% on overdue amount Charges on arrears
    • 3,33% on amount (minimum charge €4.20) Withdrawals/ Transfers (€)
    • 3,33% on amount (minimum charge €4.20) Withdrawals/ Transfers (Swedish crowns)
    • 3,33% on amount (minimum charge €4.20) Withdrawals/ Transfers (other currency)
    • 2,90% on transaction amount Handling charges*** (except those in euro and Swedish crowns)
    • 2% on excess amount Charges on excess limit
    • €0 Re-issue card/ pin charges
    • €0 Re-issue e-PIN charges
    • €0 Card issuance charges
    • €0 Renew card charges
    • €2 Administrative fees per letter on overdue installment (1st & 2nd letter)
    • €29 Administrative fees per letter on overdue installment (3rd letter)
    • €2 per each cheque returned unpaid Cheque handling charges
    • €0 Statement reprint charges
    • Free travel insurance services
    • Free purchase protection insurance
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    With a very competitive interest rate, a down payment of 30% and an escalating instalment amount, you'll be home before you know it.

    Points4u

    Earn points on your purchases and enjoy great benefits!

    Make your purchases using Hellenic Bank credit cards at any outlet/shop in Cyprus and abroad and be rewarded