Calculator

 
  •  

Mortgage Solution ONE

Indicative APR:

Indicative Monthly Instalment:

Indicative total payable amount:

Green Home

Indicative APR:

Indicative Monthly Instalment:

Indicative total payable amount:

The data in reference are for guidance only, should only be used for guidance and do not, in any way, constitute professional advice. The exact numbers may differ in real time from the facility being granted.
1. The interest rate which Hellenic Bank will offer you, may differ based on criteria evaluated and applied by Hellenic Bank. Therefore, calculator results are indicative.
2. For the purpose of calculating the indicative monthly instalment, a hypothetical aggregate annual interest rate (Aggregate Interest Rate) of 3,35% is assumed for “Mortgage Solution One” loan and respectively a 3,20% for “Green Home” loan.
3. The Aggregate Interest Rate comprises of Hellenic Bank’s Main Base Rate and the margin for the particular product and is varied accordingly in case either and/or both of these elements is/are varied in accordance with any applicable law. On 16/11/2022, Hellenic Bank’s Main Base Rate, amounted to 0,07% for schemes in EURO.
4. Hellenic Bank has the right to charge default interest rate, over and above the Aggregate Interest Rate, on any overdue amount.
5. For the calculation of A.P.R. and Total Amount Payable the following have not been included: any arrangement fees, any legal documentation fees, stamp duties for the credit facility documents, property valuation fees and the Land Registry Office fee (1%) for the registration of the mortgage. Life and fire/ earthquake insurance premiums are not included in the calculations.
6. Life and primary residence fire/ earthquake insurances are mandatory. By entering into the relevant policies, the A.P.R. and Total Amount Payable will increase.
7. The A.P.R. has been calculated based on the hypothetical credit amount, the credit period, the indicative (hypothetical) total interest rate of the loan, charges, fees and other commissions referred above. The A.P.R. will be altered in case any of the above variables (i.e. the annual interest rate, the credit period, the level and frequency of instalments and any other charges, fees and commissions) change.
8. The interest rate and the instalment of your loan may be varied by Hellenic Bank from time to time, in accordance with applicable legislation.
9. Approval of the loan is subject to Hellenic Bank receiving satisfactory securities. Hellenic Bank may, at its discretion, reject a loan application according to its existing lending policy at that time.