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The data in reference are for guidance only, should only be used for guidance and do not, in any way, constitute professional advice. The exact numbers may differ in real time from the facility being granted.

1. The interest rate which Hellenic Bank will offer you, may differ based on criteria evaluated and applied by Hellenic Bank. Therefore, calculator results are indicative.

2. For the purpose of calculating the indicative monthly instalment, a hypothetical aggregate annual interest rate (Aggregate Interest Rate) is assumed.

3. Hellenic Bank has the right to charge default interest rate, over and above the Aggregate Interest Rate, on any overdue amount.

4. For the calculation of A.P.R. and Total Amount Payable a €30,50 option fee has been included. The indicative A.P.R. shown above, does not include: any arrangement fees, any legal documentation fees, stamp duties for the credit facility documents or any life insurance premiums.

5. The A.P.R. has been calculated based on the hypothetical credit amount, the credit period, the indicative (hypothetical) total interest rate of the loan, charges, fees and other commissions referred above. The A.P.R. will be altered in case any of the above variables (i.e. the annual interest rate, the credit period, the level and frequency of instalments and any other charges, fees and commissions) change.

6. Approval of the loan is subject to Hellenic Bank receiving satisfactory securities. Hellenic Bank may, at its discretion, reject a loan application according to its existing lending policy at that time.