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Car Hire Purchase

Don't dream it. Drive it.

Calculate your instalment

Benefits at a glance

Fixed Interest rate from 3%

Annual discount on motor insurance

Fixed monthly instalment for the whole duration

Repayment period of up to 7 years

No initial Bank charges

Is it right for me?

Get on track for a new car with a fixed interest rate starting from 3%, an annual discount on car Insurance, and a repayment period of up to 7 years. 

We offer Car Hire Purchase with quick, simple procedures and significant benefits so you can make your new dream car yours, in no time

The package includes:

  • 3% Fixed interest rate
  • Fixed monthly installment for the whole duration of the loan
  • 15% (20% for Hybrid Cars) Annual Discount on your car insurance, through Pancyprian Insurance*
  • Repayment period up to 7 years
  • No initial Βank charges
A minimum contribution of 25% of car's value is required
The above offer applies for new cars. Different pricing and terms apply for used cars. More information here
*Terms and conditions apply. Pancyprian Insurance reserves the right, at its sole discretion, to withdraw/amend this offer at any time

Please choose car condition:

New
  • New
  • Used

New Car Loan Calculator

*This is the total price of the car.

**This is the amount you will pay on top of the loan. The minimum is 25%.

Used Car Loan Calculator

*This is the total price of the car. The car must not exceed 7 years of age.

**This is the amount you will pay on top of the loan. The minimum is 25%.

***Cars more than 4 years of age, can have a maximum loan duration of 5 years.

APR

Instalment

Total Payable

Your Contribution

The above figures and information are provided on an “as is” basis, are indicative and must be used for guidance and comparative purposes ONLY. They do not in any way constitute a loan offer, professional advise nor are intended to be legally binding. All figures and formulae are estimates and may be changed at any time by the Bank without notice. Also, the exact figures may vary at the time of the granting of the any facility
Hellenic Bank Public Company Ltd (“the Bank”) does not make any express and/or implied representations nor does it provide any warranty regarding the correctness, availability, usefulness or accuracy of the above data and/or figures and or the use or results of the said calculator and the Bank, including any of its employees and/or representatives, does not bear or accept any responsibility to any person (“natural” or “legal”) of any kind, for any damage and/or loss of whatsoever nature the user or any other person may incur from use or reliance of the above calculator and/or data and/or any action and/or omission as a consequence of these
The Bank disclaims any and all liability for the results produced or data contained in the calculator above and shall not be responsible for any discrepancies in the loan calculations
Note: Any reference to APR in relation to Hire Purchase Agreement shall mean Annual Percentage Rate. The A.P.R has been calculated based on the Interest Rate, the period of the loan, the loan amount and duration you have recorded. No bank charges are charged for funding. The aforementioned APR and installment amount do not include the insurance premium costs, which may be added to each single installment
We strongly recommend that you seek professional advice should you wish to apply for a loan and/or receive or be informed for the up to date rates
Car Hire Purchase Agreement: The granting of the hire purchase is subject to Hellenic Bank Public Company Ltd obtaining satisfactory guarantees/securities and the assignment of the applicant’s Life Insurance, Life & Permanent Total Disability Insurance as well as Car Insurance. Hellenic Bank Public Company Ltd, Pancyprian Insurance Ltd and Hellenic Alico Life Insurance Co Ltd, can in their absolute discretion, reject an application according to their policy at any given time
Terms and Conditions apply

Interest Rates Table

Deposit (Contribution)UsedNew
25% - 34.99%5.00%3%
≥ 35%3.90%3%

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